My name is Ramprasad Kollath.
I help UAE entrepreneurs, business owners, and families protect their wealth, structure their estates, and plan for what comes next with independent, honest advice and no product agenda.
I started Rhivu Capital because successful people kept making important financial decisions without proper counsel not from carelessness, but because most advisors are focused on selling products, not solving problems.
Over 22 years, I've helped hundreds of clients across the UAE navigate estate planning, business succession, wealth structuring, and long-term financial protection. I'm not tied to any bank or institution my only obligation is to you.

Structure your assets through offshore banking, platform investments, and private wealth solutions so what you've built is insulated from risk, not just growing.

In the UAE, dying without a valid will can freeze assets and leave families in prolonged legal disputes. I help you create a legally sound, jurisdiction-aware will that reflects exactly what you intend.

I help business owners define what happens next ownership transfer, role clarity, continuity planning so the business survives on your terms, not by accident.

From business planning and compliance to audit-ready accounting and investor-ready financials, I give growing businesses the financial structure they need to operate with confidence.

Structure your assets through offshore banking, platform investments, and private wealth solutions so what you've built is insulated from risk, not just growing.
No bank affiliations, no commissions, no product targets. Every recommendation is built solely around your situation.
Deep knowledge of UAE financial regulations, estate law, and the cross-border complexities that NRIs and expat families face.
Wealth, business, estate, HR I look at everything together, so the advice is coherent and nothing falls through the gaps.
No jargon. No pressure. Just honest advice delivered in language you can act on.
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A private, no-obligation discussion to understand your goals, concerns, and what you haven't yet addressed.
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A structured recommendation estate plan, succession framework, wealth strategy, or financial roadmap built specifically for you.
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I stay involved through execution, coordinating with legal and financial partners so nothing is left half-done.
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As your circumstances evolve, we revisit and adjust. This is a long-term relationship, not a one-time transaction.
We provide unbiased guidance because we work for you—not financial institutions.
Deep understanding of UAE regulations, compliance requirements, and market opportunities.
A dedicated team that understands your goals and supports you at every stage.
Every recommendation is tailored around your objectives, priorities, and future plans.
If you’ve been putting off the will, the succession plan, or the financial structure your business needs this is a good time to stop putting it off. A consultation costs an hour. Leaving it unaddressed can cost far more.